The Accredited Payments Risk Professional Program

New in 2018!

What is the APRP Certification Program?

The Accredited Payments Risk Professional Program (APRP) recognizes individuals who have demonstrated a comprehensive knowledge of risk management strategies, concepts and mitigation techniques with the payments ecosystem. 

Who Should Get Accredited?

Any professional in the payments industry can work toward accreditation. If you've worked in payments for years, you'll be adding a highly respected qualification to your dossier; if you're relatively new to the field, you'll give yourself an edge over the competition. At a minimum, it is recommended spending two years working in the payments industry before taking the APRP Exam.

Benefits of Becoming an APRP

An APRP designation recognizes professionals who have successfully proven an expert level of understanding of the current cross-channel payments landscape. This sets you apart by:

  • Recognizing your knowledge and comprehension of risk management and mitigation
  • Recognizing you as a leader in your field
  • Strengthening your professional credibility
  • Demonstrating your commitment to payments system integrity
  • Demonstrating your commitment to stay on the leading edge of industry trends and topics of interest
  • Positioning you for professional advancement

What topics are covered in the exam?

The following areas are covered in the APRP Exam:

  • Fundamentals of Payments Risk Management
  • Payment Systems
  • Payments Risk Policy & Governance
  • Payments Risk Management Systems and Controls
  • Physical and Information Security
  • Regulatory Environment

The APRP exam will consist of 100-150 multiple choice questions. Candidates will have four (4) hours to complete the exam. which is administered by PSI. NACHA partners with PSI to use its computer-based testing facilities around the country. Testing centeres are at community colleges, universities, IT centers and aviation centers.​

Registration & Fees

Fees:   $355 Member* | $425 NonMember
Initial Exam Window:  March 5-17, 2018
Registration Window:  Registration opens September 29, 2017
Only the first 250 people to register will be eligible to sit for the exam. 


NACHA's APRP Handbook will be available soon. Those registered for the exam will receive an email from NACHA when it is available for download. 

WesPay recomments a two-fold approach to preparing for the APRP Exam - the Cross-Channel Risk Certificate and APRP Exam Preparation Program. Due to the early testing window for the APRP Exam, 2018 candidates will not be able to complete the 2018 Cross-Channel Risk Certificate prior to the APRP Exam. The 2019 APRP Exam window will be held mid-summer.

Cross-Channel Risk Network Certificate
Consisting of ten, 90-minute webinars and a comprehensive exam, this program examines inherent risks, investigates common areas of exposure, identifies compliance obligations and provides sound risk mitigation practices of four key payments networks - Check, Wire, ACH and Card. To measure profiency in risk identification and management, each module concludes with a knowledge assessment.

This program is offered only once each year. Find out more about this program or register now.

2018 Cross-Channel Risk Network Certificate Webinar Dates
March 13, 15, 20, 22, 27, 29
April 3, 5, 10, 12

WesPay's APRP Exam Prep Training
This training will be held during January and February 2018. There will be seven 90-minute webinars. It is recommended that those taking this training have access to a copy of the 2017 NACHA Operating Rules. If you don't have one you can purchase through our Online Store.

Exam Prep Pricing:  Members:  $699  |  NonMembers: $1,398

Curriculum for APRP Exam Preparation
All from 11:00 am - 12:30 pm PT

Register for APRP Exam Prep

 Topics Covered:
 Fundamentals of Payments Risk Management 
 Payment Systems
 Payments Risk Policy & Governance
 Payments Risk Management Systems & Controls
 Physical and Information Security
 Regulatory Environment

Select WesPay staff participated in the development of this new accreditation program. 

NEW Advanced Accreditation Program!

Are you interested?

Register for the 2018 APRP Exam using a convenient fillable form. Be sure to enter the NACHA Member Discount Code which identifies you as a WesPay member. Members can find the code by selecting "HI, name" at the top of this page and choosing the tab "NACHA member Discount Code".

APRP Exam Registration Form