Accreditation as a payments professional benefits both the individual and the organization that employs them. In the payments industry, three national accreditation programs exist today - the Accredited ACH Professional (AAP), the National Check Professional (NCP), and the Accredited Payments Risk Professional (APRP).
The AAP program affirms professional competence and subject area expertise for practitioners of Automated Clearing House (ACH) payments. Financial institution examiners and other regulators of the ACH Network accept the AAP credential as identifying those individuals who are highly skilled in their profession.
The NCP program focuses on check processing as a whole, with emphasis on operations, paper vs. image, product development, rules and laws that govern checks, industry standards, and fraud and risk mitigation.
The APRP program focuses on the comprehensive knowledge of risk management strategies, concepts and mitigation techniques with the payments ecosystem, including risk policy and governance, physical and information security, risk management systems and controls and the regulatory environment.