NACHA Operating Rules & Guidelines
The NACHA Operating Rules & Guidelines (Rules) is the premier source of information governing the exchange and settlement of transactions through the ACH Network.They provide the legal framework for the ACH Network using clear, straightforward and consistent language, making them more easily understood and information easier to find. The Rules contain complete discussions of each ACH Network participant type and its role and obligations, as well as detailed overviews of the Standard Entry Class (SEC) Codes. The Rules are fully updated annually to include new Rule amendments approved prior to the time of publication.
The NACHA Operating Rules comes in two editions - Regular - for financial institutions, third-party processors and payment providers, and Corporate - for companies involved with ACH transactions. Each edition is available in four formats: spiral-bound print book, read-only CD, premium online-only access and, new in 2017, Digital Access via App.
New in 2017 Digital Access via App provides wireless access to the Rules whenever needed, and each purchase provides authorized access on up to two devices. No need for Internet access once content (an encrypted PDF) is downloaded. Users will redeem content through an App, using the provided code, create an account and download content to the App. Offers essential App features such as bookmarking, search and for mobile device users, a scroll page feature. Available in Regular and Corporate editions. Works on PC/Windows, Mac (OSX), Android phones/tablets, Apple iOS, Kindle and ChromeOS.
Both the print and CD versions of the Rules include a serial number which may be registered for additional premium user access to the ACH Rules Online, the full electronic version of the Rules. The site is fully searchable by phrase and keyword, with additional "go to page" functionality. Users have unlimited ability to bookmark and save searches. Limited copying and pasting functionality are also available.